Clear facts about your rightful equity.
We dismantle the bureaucratic complexity surrounding foreclosure surplus funds. Read our straightforward guide to county procedures, legal timelines, and our contingency-only model.
Why surplus funds exist
When properties are sold at tax or foreclosure sales, any amount paid above the outstanding debt belongs to the former owner. Counties are not required to notify you.
Where is the money kept?
Why wasn't I notified?
Is this a government loan?
The county treasury holds these funds in trust. If unclaimed within strict statutory deadlines, the government absorbs the balance permanently.
County offices face no legal obligation to track down former owners. The burden falls entirely on you to identify, verify, and claim these assets.
No. These funds represent your built-up home equity. Reclaiming this money is a legal right, not a loan or public assistance program.
Transparent recovery operations
We manage the entire legal petition process on a contingency-only basis. We assume all financial risk so you never pay out of pocket.
What are the upfront costs?
How long does it take?
Do I need an attorney?
Zero. We cover all upfront attorney fees, filing costs, and administrative expenses. If we do not successfully recover your funds, you owe us nothing.
Most claims take ninety to one hundred twenty days. Court backlogs and county audit procedures dictate the final disbursement timeline.
While not legally mandatory, navigating county petitions requires precise legal filings. Our retained counsel manages all court representation on your behalf.
Have a specific question?
Our legal advocacy team is ready to review your foreclosure case and audit county records at no cost to you.